Posts tagged ‘debt’

October 22, 2007

Our daughter (26) constantly asks for money

by Rod Smith

“My daughter (26) constantly asks for money. She gets dead-end jobs and we have to pay her accounts (bills). We go without while she has everything. She has to have a car (to get to her job) and a cell phone (in case she gets the offer of a better job) and new clothes (to dress for an interview) and in the meantime her dad and I are forking out every month! Please help.” (Letter consolidated)

While you “fork out” your daughter has no motivation to change! Your niceness assists your mutual destruction. Stop. Today! Stop paying a cent toward anything for her. Turn off the source. I know I’ll be flooded with Emails suggesting I am hard, unkind, and don’t understand. I’ll be told it is clear that I am not a mother! Others will tell me things are different in South Africa and because I live in the USA I am out of touch with what it is like to be young in South Africa. Gosh, your daughter is 26! How much longer will you allow her to live like a dependent child. She is an adult.

Spoilt young adults (believe me America is full of them) are spoilt young adults no matter where they live. While you persist in bailing your daughter out, she will persist in giving you a hole into which you can throw your money. Stop. This is YOUR problem, not hers.

       

September 30, 2007

Questions healthy people discuss when new, significant relationships form…

by Rod Smith

Take Up Your Life (317)  694 8669

Take Up Your Life

1. Are we spiritually, financially, psychologically, and emotionally, sufficiently suited to each other?
2. Do our long-held, individual, long-term, personal goals and personal dreams somewhat fit with each other?
3. What do we each imagine is possible for us to achieve (service to the poor, overseas travel, learning foreign languages, learning new skills) within this relationship and potential marriage?
4. How do we each perceive our individual and mutual responsibilities to our parents and extended families if we marry?
5. Which of us is better with money? If we marry, how will we organize our money? Will we keep everything separate or will we pool all our resources? How will we decide what we buy, how we buy, and when we buy expensive, but necessary items needed by a new family? Which professional will we choose to help us with the wise use of our resources? [Do not enter a relationship with someone who is in excessive debt.]
6. What does each of us think about religious observance? How will we decide on where and how we will worship?
7. What help do you need from me in order that you may achieve all you have ever wanted to achieve with your life?